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43.17° N · 79.24° W — St. Catharines & nearby · 614 homes for sale today43.17° N · 79.24° W — 614 homes todayFP: 647-204-6307 | KG 416-451-2592Saved

43.5551° N · 79.6587° W — Erindale, Mississauga — MLS® #W13820184

3278 Credit Heights Dr

$2,420,000

Erindale, Mississauga, Ontario L5C 2L7

4
BedroomsBeds
4
BathroomsBaths
3000-3500 sqft3000-3500
SizeSq ft
75 x 229.98 ft
Lot sizeLot

Inquire about this listing

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In short · from the listing record

3278 Credit Heights Dr is a 4-bedroom, 4-bathroom detached house in Erindale, Mississauga, listed for sale at an asking price of $2,420,000 (MLS® W13820184).

Grandly renovated 4-bedroom detached home with walkout basement on a rare 75' x 229' ravine lot in Mississauga's prestigious Credit Woodlands, featuring a saltwater pool, pond, and gazebo backing directly onto the Credit River. This luxury family home is within walking distance to 222-acre Erindale Park and the scenic Culham Trail, minutes from Mississauga Golf and Country Club, and offers quick access to major highways and GO Transit for easy commuting to Toronto and Hamilton. A mature, tree-lined street leads to a deep double driveway accommodating 8 cars plus a 2-car garage. An interlocking stone walkway and covered front veranda overlook perennial gardens with sprinkler system. The backyard is a private oasis with a massive deck, covered terrace, terraced gardens, custom saltwater pool with waterfall, serene pond with sheer descent waterfall, private gazebo, and expansive green space framed by ravine views. Recent upgrades include freshly painted interior, deck and gazebo, new furnace, air conditioner, pool heater and cover, some updated main floor windows and new backyard fencing (2025), plus a newer roof. Inside, hardwood flooring, crown mouldings, pot lighting, upgraded trims, two fireplaces, and three walkouts enhance sophistication. The skylit oak staircase opens to elegant living and dining rooms, a family room with fireplace, and a chef's kitchen with custom cabinetry, stone counters, stainless steel appliances, large island, and oversized breakfast room with walkout to deck. Upstairs, a sitting room, 2 bathrooms, and 4 spacious bedrooms are available, including a refined primary suite with a spa-like 5-piece ensuite featuring a claw-foot tub and a glass shower. The finished walkout lower level includes a recreation room with fireplace, coffered ceiling and built-ins, media/entertainment area, modern 3-piece bath, and 2 walkouts to the terrace overlooking the Credit River ravine.

Listing readings

How it measures up

Scores from the listing record and the market around it.

  • 83Good

    Condition score

    3 documented update signals

    Listing age, structured features and disclosed update language; not an inspection.

  • 5Shortfall

    Cash flow quality

    −$8,536/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Median of 77 detached homes with 4 bedrooms for lease in Mississauga right now. Cost of owning counts the mortgage and property tax.

Condition uses listing-record signals, not an inspection.

The data table

Every fact

Everything the board publishes for this home.

Tax
$17,937 / 2025
MLS® number
W13820184
Board
TRREB MLS®
Property Type
Detached
Building Age
51-99
Time on market
Size
3000-3500 sqft
Lot Size
75 x 229.98 ft
Listed on
Parking
2 Attached, 10 Parking

Listing history

Listing activity for 3278 Credit Heights Dr, Mississauga, Ontario

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$2,420,000N/AFor SaleW13820184

Inside

Room by room

From the listing.

Main5 rooms
  • Kitchen3.78 × 6.5 mBreakfast Bar, Centre Island, Pot Lights
  • Living3.91 × 5.74 mhardwood floor, Crown Moulding, Pot Lights
  • Family4.14 × 6.3 mhardwood floor, Crown Moulding, Fireplace
  • Breakfast3.25 × 9.27 mhardwood floor, Pot Lights, W/O To Deck
  • Dining3.2 × 3.78 mhardwood floor, Crown Moulding, Pot Lights
Lower2 rooms
  • Rec3.91 × 6.48 mBroadloom, Fireplace, W/O To Terrace
  • Media/Ent7.16 × 9.19 mBroadloom, Pot Lights, W/O To Terrace
2nd5 rooms
  • Sitting4.65 × 6.58 mhardwood floor, Pot Lights, Skylight
  • Primary3.89 × 4.9 mhardwood floor, W/I Closet, 5 Pc Ensuite
  • 2nd Br3.1 × 3.4 mhardwood floor, Crown Moulding
  • 4th Br3.07 × 3.68 mhardwood floor, Crown Moulding
  • 3rd Br3.1 × 3.43 mhardwood floor, Crown Moulding

Property

Property Type
Detached
Style
2-Storey
Community
Erindale
Municipality
Mississauga

Building

Size
3000-3500 sqft
Building Age
51-99
Construction
Stone

Inside

Bedrooms
4
Bathrooms
4
Bathroom Details
1 × 2pc Main, 1 × 3pc 2nd, 1 × 5pc 2nd, 1 × 3pc Lower
Basement Type
Finished
Kitchens
1

Parking

Driveway
Pvt Double
Garage Type
Attached
Garage
2
Additional Parking
8
Total Parking
10

Utilities

Water
Municipal
Cooling
Central Air
Heating Type
Forced Air

Land

Sewer
Sewers
Frontage
75 ft
Depth
229.98 ft
Lot Size
75 x 229.98 ft

Where it sits

The street and the area

Asking prices on the map.

Map and tour

Transit nearby

StationLinesDistance
Erindale GOGO Transit train: Milton1.6 km
Erin Mills StationMiWay bus rapid transit: Transitway3.3 km
Cooksville GOGO Transit train: Milton4.2 km
Mississauga City Centre Transit TerminalBrampton Transit bus rapid transit: Züm Main4.4 km
Winston Churchill StationMiWay bus rapid transit: Transitway4.5 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx; MiWay schedule data (GTFS) from the City of Mississauga under the City of Mississauga Terms of Use; Brampton Transit schedule data (GTFS) from the City of Brampton under the Creative Commons Attribution 4.0 licence (CC BY 4.0), downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx. MiWay's schedule data is publicly available from the City of Mississauga under its Terms of Use. Brampton Transit data © City of Brampton; Valery selected the Züm stations from it and grouped their stops.

Around it

Detached in Erindale

Active listings only, today.

Detached homes for sale in Erindale right now

For sale now
46
Median asking price
$1.99M

Middle half: $1.33M to $2.87M

New in 7 days
5

20 in 28 days

Price cuts
13%

6 listings

This home is asking 21% above the median.

See all homes in Erindale

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Site report

What the record says

What the City and the conservation authority have on file for this address.

  • ca regulatedOn recordInside Credit Valley Conservation’s mapped regulated area Work on the property, such as an addition or grading, may need a permit from Credit Valley Conservation. It does not mean the house floods.
  • provincial plansNone in rangeOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areas
  • wetlandNone in rangeNo mapped wetland within 120 m
  • aggregateNone in rangeNo licensed pit or quarry within 2 km
  • wellsNone in rangeNo recorded oil, gas or salt well within 250 m
  • trailOn recordA trail on the Ontario trail network within 1 km
  • water wellsNone in rangeNo water-supply well recorded within 250 m 1 test or monitoring hole also recorded.
  • npriNone in rangeNo facility within 1 km reports pollutant releases to Environment Canada The nearest is Dufferin Concrete — Dufferin Concrete, Mississauga Plant, 1.7 km away. Only facilities above the inventory’s reporting thresholds are listed.
  • fcsiNone in rangeNo federal contaminated site within 1 km The federal inventory covers federal land only; it says nothing about provincial or private sites.
  • electricityOn recordElectricity is distributed here by Alectra Utilities Corporation
  • internet speedOn recordWired internet 50/10 Mbps or faster is listed at a household 30 m away Fixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.
  • broadbandOn recordAcross the surrounding area: fibre to the home, cable, DSL internet listed Fibre to the home: Bell. Cable: Rogers. DSL: Bell. Fixed wireless: QuaenetFi, Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.

Each record is the map at the home’s location, not an inspection. Confirm anything that matters with the municipality, Credit Valley Conservation or the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information made available under Credit Valley Conservation Open Data Licence v1.0.

Lot

Lot area
17,249 sq ft1,602 m²
Street frontage
75 ft22.9 m
Depth
229.98 ft70.1 m
75 × 229.98 ftCREDIT HEIGHTS DR

The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.

Source: the MLS® listing record, measured by MPAC.

Land transfer tax on this home

Ontario land transfer tax
$46,975
Total land transfer tax
$46,975
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$42,975
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $2,000,000
$32,000
2.5% from $2,000,000 to $2,420,000
$10,500
Ontario total
$46,975

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Schools

Nearest schools

Straight-line distances. Check catchments with the board.

ElementaryEQAO average 2024–25

  • St Gerard Separate SchoolDufferin-Peel CDSBCatholic · grades JK–861%Grade 6 average450 m
  • Springfield Public SchoolPeel DSBPublic · grades JK–6 · French Immersion67%Grade 6 average450 m
  • Queenston Drive Public SchoolPeel DSBPublic · grades JK–873%Grade 6 average750 m
  • ÉÉC Saint-Jean-BaptisteConseil scolaire catholique MonAvenirFrench-language Catholic · grades JK–876%Grade 6 average1.5 km

SecondaryGrade 9 math 2024–25

  • The Woodlands Secondary SchoolPeel DSBPublic · grades 9–1274%Grade 9 math1.2 km
  • St Martin Secondary SchoolDufferin-Peel CDSBCatholic · grades 9–1261%Grade 9 math1.9 km
  • Erindale Secondary SchoolPeel DSBPublic · grades 9–1259%Grade 9 math1.9 km
  • ÉSC Sainte-FamilleConseil scolaire catholique MonAvenirFrench-language Catholic · grades 9–1267%Grade 9 math9.8 km

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Searches this home is in

Keep looking

The ledger

What it costs to own

Worked out for this home. Change any number.

Price$2,420,000

A month, all in

$12,536

  • Mortgage$11,041
  • Property tax$1,495

A planning figure, not a quote.

Land transfer tax

$46,975

$42,975 for first-time buyers.

Rent, similar homes

$4,000

a month, median asking rent of 77 similar homes in Mississauga.

Community

Who lives around it

Similar homes

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The Keith and  Françoise Real Estate Team

The Keith and Françoise Real Estate TeamEXP REALTY

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