43.9020° N · 78.8707° W — O'Neill, Oshawa — MLS® #E14119754
304-120 Elgin St
$419,900
O'Neill, Oshawa, Ontario L1G 1S7
- 2
- BedroomsBeds
- 1
- BathroomsBaths
- 1000-1199 sqft1000-1199
- SizeSq ft
Inquire about this listing
In short · from the listing record
304-120 Elgin St is a 2-bedroom, 1-bathroom condo in O'Neill, Oshawa, listed for sale at an asking price of $419,900 (MLS® E14119754).
Bright and tidy Kassinger built 2 bedroom corner unit in a quiet, secure, community driven building! This spacious and sunny unit features no neighbours on one side, sunrise views from the large windows, and a large private balcony. Lots of storage, including a pantry closet, an oversized multi-purpose closet, and a walk-in closet in the primary bedroom. Updated bathroom with granite counters and walk-in shower. Protect yourself and your vehicle from the elements with the convenience of underground parking. Walkers will enjoy being steps to trails, botanical gardens, the Oshawa Golf Course, historic Parkwood Estates, and Lakeridge Health for your medical appointments. The building and grounds are meticulously maintained, with a beautiful lobby and fully equipped party room when extra space is needed. Minutes to the highway, and transit at your door step. Affordable maintenance fees include all utilities, cable television. See the virtual tour for a video walk through.
Listing readings
How it measures up
Scores from the listing record and the market around it.
71Good
Condition score
1 documented update signal
Listing age, structured features and disclosed update language; not an inspection.
32Shortfall
Cash flow quality
−$884/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Median of 24 homes with 2 bedrooms for lease in O'Neill right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
The data table
Every fact
Everything the board publishes for this home.
- Tax
- $3,371 / 2026
- MLS® number
- E14119754
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Time on market
- Size
- 1000-1199 sqft
- Listed on
- Parking
- 1 Underground, 1 Parking
Listing history
Listing activity for 304-120 Elgin St, Oshawa, Ontario
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $419,900 | N/A | For Sale | E14119754 |
Inside
Room by room
From the listing.
- Kitchen2.43 × 3.36 mPantry
- Living3.7 × 5.79 mOpen Concept, Large Window, Linen Closet
- Dining2.5 × 4.0 mOpen Concept, W/O To Balcony
- Primary3.14 × 5.03 mW/I Closet
- 2nd Br2.92 × 3.45 m
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- O'Neill
- Municipality
- Oshawa
Building
- Size
- 1000-1199 sqft
- Construction
- Concrete
Inside
- Bedrooms
- 2
- Bathrooms
- 1
- Bathroom Details
- 1 × 3pc
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Garage
- 1
- Additional Parking
- 0
- Total Parking
- 1
Utilities
- Cooling
- Wall Unit
- Heating Type
- Heat Pump
Where it sits
The street and the area
Asking prices on the map.
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Durham College Oshawa GO | GO Transit train: Lakeshore East | 3.6 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Around it
Condo Apt in O'Neill
Active listings only, today.
Condos for sale in O'Neill right now
- For sale now
- 8
- Median asking price
- $389K
- New in 7 days
- 0
- Price cuts
- 25%
Middle half: $370K to $447K
4 in 28 days
2 listings
This home is asking 8% above the median.
See all homes in O'NeillAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Site report
What the record says
What the City and the conservation authority have on file for this address.
- provincial plansNone in rangeOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areas
- wetlandNone in rangeNo mapped wetland within 120 m
- aggregateNone in rangeNo licensed pit or quarry within 2 km
- wellsNone in rangeNo recorded oil, gas or salt well within 250 m
- trailOn recordA trail on the Ontario trail network within 1 km
- airportOn recordNearest airport: 2.1 km
- water wellsOn record1 water-supply well recorded within 250 m 1 test or monitoring hole also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 5.5 m.
- npriNone in rangeNo facility within 1 km reports pollutant releases to Environment Canada The nearest is General Motors of Canada Company — Oshawa Assembly Plant, 3.0 km away. Only facilities above the inventory’s reporting thresholds are listed.
- fcsiOn record2 federal contaminated sites within 1 km All of them are closed. The federal inventory covers federal land only, not provincial or private sites.
- electricityOn recordElectricity is distributed here by Oshawa PUC Networks Inc.
- internet speedOn recordWired internet 50/10 Mbps or faster is listed at a household 30 m away Fixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (30 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.
- broadbandOn recordAcross the surrounding area: fibre to the home, cable, DSL internet listed Fibre to the home: Bell, NFTC, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Ruralwave, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.
Each record is the map at the home’s location, not an inspection. Confirm anything that matters with the municipality, Central Lake Ontario Conservation or the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.
Land transfer tax on this home
- Ontario land transfer tax
- $4,873
- Total land transfer tax
- $4,873
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $873
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $419,900
- $398
- Ontario total
- $4,873
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Schools
Nearest schools
Straight-line distances. Check catchments with the board.
ElementaryEQAO average 2024–25
- S A Cawker Public SchoolDurham DSBPublic · grades JK–872%Grade 6 average550 m
- Mary Street Community SchoolDurham DSBPublic · grades JK–876%Grade 6 average650 m
- St Christopher Catholic SchoolDurham CDSBCatholic · grades JK–8 · French Immersion65%Grade 6 average1.1 km
- École élémentaire Antonine MailletConseil scolaire ViamondeFrench-language public · grades JK–8100%Grade 6 average1.6 km
SecondaryGrade 9 math 2024–25
- O'Neill Collegiate and Vocational InstituteDurham DSBPublic · grades 9–1249%Grade 9 math550 m
- R S Mclaughlin Collegiate and Vocational InstituteDurham DSBPublic · grades 9–12 · French Immersion53%Grade 9 math1.7 km
- Monsignor Paul Dwyer Catholic High SchoolDurham CDSBCatholic · grades 9–12 · French Immersion47%Grade 9 math2.1 km
- ÉSC Saint-Charles-GarnierConseil scolaire catholique MonAvenirFrench-language Catholic · grades 9–1267%Grade 9 math7.2 km
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Searches this home is in
Keep looking
The ledger
What it costs to own
Worked out for this home. Change any number.
A month, all in
$3,109
- Mortgage$1,916
- Property tax$281
- Condo or maintenance fee$912
A planning figure, not a quote.
Land transfer tax
$4,873
$873 for first-time buyers.
Rent, similar homes
$2,225
a month, median asking rent of 24 similar homes in O'Neill.
Community
Who lives around it
Similar homes
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The Keith and Françoise Real Estate TeamEXP REALTY
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