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43.17° N · 79.24° W — St. Catharines & nearby · 612 homes for sale today43.17° N · 79.24° W — 612 homes todayFP: 647-204-6307 | KG 416-451-2592Saved

45.4085° N · 75.6981° W — Ottawa Centre, Ottawa — MLS® #X13780436

541 Bay St

$674,000

Ottawa Centre, Ottawa, Ontario K1R 6B6

3
BedroomsBeds
2
BathroomsBaths
1100-1500 sqft1100-1500
SizeSq ft
16.5 x 66 ft
Lot sizeLot

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In short · from the listing record

541 Bay St is a 3-bedroom, 2-bathroom freehold townhouse in Ottawa Centre, Ottawa, listed for sale at an asking price of $674,000 (MLS® X13780436).

Welcome to 541 Bay Street, a character-filled 2-storey row home tucked onto a quiet block in the heart of Centretown! Bursting with character, it offers 3 bedrooms, 2 bathrooms, and the ultimate downtown luxury, 2 parking spots. Inside, high ceilings draw you through bright living and dining spaces into an updated kitchen finished with stainless steel appliances, classic checkerboard flooring, and a sliding glass barn door. Brand-new windows, fresh flooring, a new furnace, and central air wrap the home in modern comfort. Enjoy a private back deck/patio ideal for BBQing & relaxing. With an exceptional walk score, you're steps from Bank Street coffee shops, Elgin Street, the Glebe, Parliament Hill, and all downtown amenities. A true urban gem waiting for you to call it home.

Listing readings

How it measures up

Scores from the listing record and the market around it.

  • 73Good

    Condition score

    1 documented update signal

    Listing age, structured features and disclosed update language; not an inspection.

  • 28Shortfall

    Cash flow quality

    −$1,087/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Median of 7 homes with 3 bedrooms for lease in Ottawa Centre right now. Cost of owning counts the mortgage and property tax.

Condition uses listing-record signals, not an inspection.

The data table

Every fact

Everything the board publishes for this home.

Tax
$4,344 / 2026
MLS® number
X13780436
Board
TRREB MLS®
Property Type
Att/Row/Twnhouse
Time on market
Size
1100-1500 sqft
Lot Size
16.5 x 66 ft
Listed on
Parking
None, 2 Parking

Listing history

Listing activity for 541 Bay St, Ottawa, Ontario

Date StartDate EndList PricePriceEventListing ID
Date StartN/AN/A$674,000N/AFor SaleX13780436

Inside

Room by room

Property

Property Type
Att/Row/Twnhouse
Style
2-Storey
Community
Ottawa Centre
Municipality
Ottawa

Building

Size
1100-1500 sqft
Construction
Brick

Inside

Bedrooms
3
Bathrooms
2
Bathroom Details
1 × 3pc, 1 × 2pc
Basement Type
Full
Kitchens
1

Parking

Garage Type
None
Additional Parking
2
Total Parking
2

Utilities

Water
Municipal
Cooling
Central Air
Heating Type
Forced Air

Land

Sewer
Sewers
Frontage
16.5 ft
Depth
66 ft
Lot Size
16.5 x 66 ft

Where it sits

The street and the area

Asking prices on the map.

Map and tour

Transit nearby

StationLinesDistance
LyonOC Transpo light rail: O-Train Line 11.2 km
Corso ItaliaOC Transpo light rail: O-Train Line 21.3 km
PimisiOC Transpo light rail: O-Train Line 11.3 km
ParliamentOC Transpo light rail: O-Train Line 11.4 km
SmythOC Transpo bus rapid transit: Transitway2.6 km

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: OC Transpo schedule data (GTFS) from the City of Ottawa under the Open Government Licence – City of Ottawa, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – City of Ottawa.

Site report

What the record says

What the City and the conservation authority have on file for this address.

  • ca regulatedNone in rangeNot in Rideau Valley Conservation Authority’s mapped regulated area
  • floodNone in rangeNot in the municipality’s mapped flood area
  • provincial plansNone in rangeOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areas
  • wetlandNone in rangeNo mapped wetland within 120 m
  • aggregateNone in rangeNo licensed pit or quarry within 2 km
  • wellsNone in rangeNo recorded oil, gas or salt well within 250 m
  • transitOn recordTransit stop within 400 m From the transit agency’s published stop map; the nearest is 130 m away. Routes and stops change; check the agency’s schedule.
  • trailOn recordA trail on the Ontario trail network within 1 km
  • permitsOn record16 building permits issued within 250 m in the last 2 years Creating -1 new homes.
  • airportOn recordNearest airport: 6.7 km
  • water wellsNone in rangeNo water-supply well recorded within 250 m 49 test or monitoring holes also recorded.
  • groundwaterOn recordGroundwater recorded about 3.8 m below ground nearby The middle water level in the well records within 500 m (228 records). It changes with the season and from spot to spot.
  • npriNone in rangeNo facility within 1 km reports pollutant releases to Environment Canada The nearest is Public Works and Government Services Canada — Cliff Central Heating and Cooling Plant, 1.6 km away. Only facilities above the inventory’s reporting thresholds are listed.
  • fcsiOn record5 federal contaminated sites within 1 km 1 still active or suspected; the rest are closed. The federal inventory covers federal land only, not provincial or private sites.
  • electricityOn recordElectricity is distributed here by Hydro Ottawa Limited
  • internet speedOn recordWired internet 50/10 Mbps or faster is listed at this location Fixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (20 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.
  • broadbandOn recordAcross the surrounding area: fibre to the home, cable, DSL internet listed Fibre to the home: Beanfield Metroconnect, Bell, FibreStream, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: OmniTEC Wireless, PioneerWireless, Rogers, Storm Internet, Xplore. Mobile: Bell, Rogers, Telus, Vidéotron. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.

Each record is the map at the home’s location, not an inspection. Confirm anything that matters with the municipality, Rideau Valley Conservation Authority or the record’s publisher.

Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – City of Ottawa. Contains information licensed under the Open Government Licence – Ontario.

Lot

Lot area
1,089 sq ft101 m²
Street frontage
16.5 ft5 m
Depth
66 ft20.1 m
16.5 × 66 ftBAY ST

The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.

Source: the MLS® listing record, measured by MPAC.

Land transfer tax on this home

Ontario land transfer tax
$9,955
Total land transfer tax
$9,955
First-time buyer rebates (Ontario up to $4,000)
−$4,000
Total for first-time buyers
$5,955
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $674,000
$5,480
Ontario total
$9,955

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Schools

Nearest schools

Straight-line distances. Check catchments with the board.

ElementaryEQAO average 2024–25

  • Cambridge Street Community Public SchoolOttawa-Carleton DSBPublic · grades JK–6 · French Immersion54%Grade 6 average600 m
  • St Anthony Elementary SchoolOttawa Catholic School BoardCatholic · grades JK–6 · French Immersion86%Grade 3 average850 m
  • Centennial Public SchoolOttawa-Carleton DSBPublic · grades JK–8 · French Immersion64%Grade 6 average900 m
  • École élémentaire catholique Coeur d'OttawaConseil des écoles catholiques du Centre-EstFrench-language Catholic · grades JK–8100%Grade 6 average1.5 km

SecondaryGrade 9 math 2024–25

  • Richard Pfaff Secondary Alternate SiteOttawa-Carleton DSBPublic · grades 9–12 · French Immersion—350 m
  • Glebe Collegiate InstituteOttawa-Carleton DSBPublic · grades 9–12 · French Immersion74%Grade 9 math750 m
  • École secondaire catholique Saint-Jean-BaptisteConseil des écoles catholiques du Centre-EstFrench-language Catholic · grades 9–12—1 km
  • Immaculata High SchoolOttawa Catholic School BoardCatholic · grades 9–12 · French Immersion55%Grade 9 math1.4 km

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Searches this home is in

Keep looking

The ledger

What it costs to own

Worked out for this home. Change any number.

Price$674,000

A month, all in

$3,437

  • Mortgage$3,075
  • Property tax$362

A planning figure, not a quote.

Land transfer tax

$9,955

$5,955 for first-time buyers.

Rent, similar homes

$2,350

a month, median asking rent of 7 similar homes in Ottawa Centre.

Community

Who lives around it

Similar homes

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The Keith and Françoise Real Estate TeamEXP REALTY

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