43.6685° N · 79.3772° W — North St. James Town, Toronto — MLS® #C13850938
10 Earl St
$1,549,000
North St. James Town, Toronto, Ontario M4Y 1M3
- 5
- BedroomsBeds
- 3
- BathroomsBaths
- 2500-3000 sqft2500-3000
- SizeSq ft
- 20 x 131.51 ft
- Lot sizeLot
Inquire about this listing
In short · from the listing record
10 Earl St is a 5-bedroom, 3-bathroom duplex in North St. James Town, Toronto, listed for sale at an asking price of $1,549,000 (MLS® C13850938).
Built in 1877. Renovated for the way you live now. Part of Windsor Terrace, a Victorian row on a hushed, tree-lined dead end in Upper Jarvis, this legal duplex on a deep 20 x 132 ft lot offers two self-contained homes, a rooftop terrace and tandem parking for four cars, all delivered vacant. Subway station is a 5-minute walk; Yorkville is 5 minutes by car. Bloor Streets shops, restaurants and parks are all within easy reach. A heated mudroom with custom cabinetry sets the tone at the front door. The owner renovated the two-floor main residence for themselves, and it shows: original exposed brick, a wood-burning fireplace, heated floors, and a kitchen in natural walnut and Corian with induction cooking and a custom pantry built for your wine fridge and espresso machine. The top floor is a private retreat, with a primary suite framed by custom walnut closets, a spa ensuite with rain shower, teak floor and Toto washlet, and a walk-out to a sun-soaked rooftop terrace wired for sound. Below, a recently renovated 2-bedroom suite with its own entrance, laundry, meter and walk0out to a private patio. Live up, rent down. Bring the family together. Or lease both on day one. Five bedrooms, two homes, one rare downtown address.
Listing readings
How it measures up
Scores from the listing record and the market around it.
73Good
Condition score
1 documented update signal
Listing age, structured features and disclosed update language; not an inspection.
22Shortfall
Cash flow quality
−$2,970/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Median of 162 homes with 5 bedrooms for lease in Toronto right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
The data table
Every fact
Everything the board publishes for this home.
- Tax
- $9,336 / 2025
- MLS® number
- C13850938
- Board
- TRREB MLS®
- Property Type
- Duplex
- Time on market
- Size
- 2500-3000 sqft
- Lot Size
- 20 x 131.51 ft
- Listed on
- Parking
- Other, 4 Parking
Listing history
Listing activity for 10 Earl St, Toronto, Ontario
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date StartN/A | N/A | $1,549,000 | N/A | Pc | C13850938 |
Inside
Room by room
From the listing.
- Kitchen3.88 × 4.28 mhardwood floor, Stainless Steel Appl
- Br4.02 × 3.67 mhardwood floor, Window, Closet
- Dining4.44 × 7.84 mhardwood floor, Combined W/Living
- Kitchen5.55 × 4.08 mhardwood floor, Stainless Steel Appl
- Br3.62 × 3.23 mhardwood floor, Window, Closet
- Dining4.09 × 4.59 mhardwood floor, Combined W/Living, Open Concept
- Living4.0 × 5.6 mhardwood floor, Fireplace, Open Concept
- Br4.31 × 2.81 mhardwood floor, Window, Closet
- Primary4.29 × 5.6 mhardwood floor, Window, Closet
Property
- Property Type
- Duplex
- Style
- 3-Storey
- Community
- North St. James Town
- Municipality
- Toronto
Building
- Size
- 2500-3000 sqft
- Construction
- Brick
Inside
- Bedrooms
- 5
- Bathrooms
- 3
- Bathroom Details
- 1 × 3pc Ground, 1 × 3pc 2nd, 1 × 3pc 3rd
- Basement Type
- Separate Entrance
- Kitchens
- 2
Parking
- Garage Type
- Other
- Additional Parking
- 4
- Total Parking
- 4
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 20 ft
- Depth
- 131.51 ft
- Lot Size
- 20 x 131.51 ft
Where it sits
The street and the area
Asking prices on the map.
Map and tour
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Sherbourne Station | TTC subway: Line 2 Bloor-Danforth | 400 m |
| Wellesley Station | TTC subway: Line 1 Yonge-University | 600 m |
| Bloor-Yonge Station | TTC subway: Line 1 Yonge-University, Line 2 Bloor-Danforth | 750 m |
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 2.6 km |
| Eglinton Station | TTC subway: Line 1 Yonge-UniversityTTC light rail: Line 5 Eglinton | 4.4 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Site report
What the record says
What the City and the conservation authority have on file for this address.
- Heritage and ravineAppliesOn the Heritage Register — Listed
- Heritage and ravineNone foundNot in a mapped Heritage Conservation District
- Heritage and ravineNone foundNot in the mapped ravine protection area
- ZoningR (d1.0) (x871)Residential zone (R) · Chapter 10, section 10.10 of By-law 569-2013 · Exception 900.2.10(871)
- PermitsNone on fileNo building permits on file at this address.
- Signals nearby6 to note8 EARL ST, Site plan, 10 m away · 6 EARL ST, Site plan, 20 m away · 4 EARL ST, Site plan, 30 m away · 2 EARL ST, Site plan, 30 m away · 5 HUNTLEY ST, Site plan, 50 m away · 135 ISABELLA ST, Site plan, 60 m away
- ca regulatedNone in rangeNot in Toronto and Region Conservation Authority’s mapped regulated area
- provincial plansNone in rangeOutside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areas
- wetlandNone in rangeNo mapped wetland within 120 m
- aggregateNone in rangeNo licensed pit or quarry within 2 km
- wellsNone in rangeNo recorded oil, gas or salt well within 250 m
- trailOn recordA trail on the Ontario trail network within 1 km
- permitsOn record19 building permits issued within 250 m in the last 2 years
- devappsOn record66 open development applications within 250 m An application is a proposal: it may change, be refused or never be built.
- airportOn recordNearest airport: 4.0 km
- parcelOn recordMapped parcel: about 2,440 sq ft Measured from the municipal parcel map, which can differ from the survey and from the lot size in the listing.
- water wellsNone in rangeNo water-supply well recorded within 250 m 81 test or monitoring holes also recorded.
- groundwaterOn recordGroundwater recorded about 12.7 m below ground nearby The middle water level in the well records within 500 m (364 records). It changes with the season and from spot to spot.
- npriNone in rangeNo facility within 1 km reports pollutant releases to Environment Canada The nearest is Enwave Energy Corporation — Walton Street Steam Plant, 1.4 km away. Only facilities above the inventory’s reporting thresholds are listed.
- fcsiNone in rangeNo federal contaminated site within 1 km The federal inventory covers federal land only; it says nothing about provincial or private sites.
- electricityOn recordElectricity is distributed here by Toronto Hydro-Electric System Limited
- internet speedOn recordWired internet 50/10 Mbps or faster is listed at a household 40 m away Fixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (40 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.
- broadbandOn recordAcross the surrounding area: fibre to the home, cable, DSL internet listed Fibre to the home: Beanfield Metroconnect, Bell, CIK Telecom, Dotto One, FibreStream, Rally, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Rogers, Routcom, SkyChoice Communications. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.
Changes outside the house, and tree removal, may need the City’s review on top of the usual permits. Ask the City before you plan work.
Each record is the map at the home’s location, not an inspection. Confirm anything that matters with the municipality, Toronto and Region Conservation Authority or the record’s publisher.
City of Toronto Open Data and zoning map, read at this address. Contains information licensed under the Open Government Licence – Toronto. City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto. Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario. Contains information licensed under the Open Government Licence – Toronto. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Lot
- Lot area
- 2,630 sq ft244 m²
- Street frontage
- 20 ft6.1 m
- Depth
- 131.51 ft40.1 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Land transfer tax on this home
- Ontario land transfer tax
- $27,455
- Toronto municipal land transfer tax
- $27,455
- Total land transfer tax
- $54,910
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $46,435
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $1,549,000
- $22,980
- Ontario total
- $27,455
Toronto’s municipal tax uses the same brackets at this price, so it adds another $27,455.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Schools
Nearest schools
Straight-line distances. Check catchments with the board.
ElementaryEQAO average 2024–25
- Our Lady of Lourdes Catholic SchoolToronto CDSBCatholic · grades JK–866%Grade 6 average350 m
- Rose Avenue Junior Public SchoolToronto DSBPublic · grades JK–649%Grade 6 average400 m
- Church Street Junior Public SchoolToronto DSBPublic · grades JK–672%Grade 6 average550 m
- École élémentaire Gabrielle-RoyConseil scolaire ViamondeFrench-language public · grades JK–696%Grade 6 average1.4 km
SecondaryGrade 9 math 2024–25
- Msgr Fraser College (Isabella Campus)Toronto CDSBCatholic · grades 9–12—150 m
- Jarvis Collegiate InstituteToronto DSBPublic · grades 9–1234%Grade 9 math300 m
- Native Learning CentreToronto DSBPublic · grades 9–12—550 m
- Collège français secondaireConseil scolaire ViamondeFrench-language public · grades 9–1286%Grade 9 math650 m
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Searches this home is in
Keep looking
The ledger
What it costs to own
Worked out for this home. Change any number.
A month, all in
$7,845
- Mortgage$7,067
- Property tax$778
A planning figure, not a quote.
Land transfer tax
$54,910
$46,435 for first-time buyers; Toronto adds its own tax.
Rent, similar homes
$4,875
a month, median asking rent of 162 similar homes in Toronto.
Community
Who lives around it
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The Keith and Françoise Real Estate TeamEXP REALTY
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